Quantcast
Channel: Financial Preservation Specialists
Browsing latest articles
Browse All 122 View Live

Image may be NSFW.
Clik here to view.

Never too early to start a retirement plan!

 Never too early to start a retirement plan! Young adults may think retirement is a far-off reality, but in truth, it’s never too early to start planning for one’s golden years. Proper preparation...

View Article



Image may be NSFW.
Clik here to view.

Court: Dying while intoxicated voids insurance benefits

Court: Dying while intoxicated voids insurance benefits BY STEVEN A. MEYEROWITZ | OCTOBER 17, 2013 A federal district court in Louisiana has upheld the enforceability of an intoxication exclusion in a...

View Article

Image may be NSFW.
Clik here to view.

Financial Planning — How to Stop Courts’ Blockades of Pension Reform

How to Stop Courts’ Blockades of Pension Reform October 18, 2013 How to Stop Courts’ Blockades of Pension Reform (Bloomberg) – One of California’s leading advocates for pension reform, San Jose Mayor...

View Article

Image may be NSFW.
Clik here to view.

Ed Slott and Company – IRA, Tax, Retirement Planning Articles, Insight: 3...

http://www.theslottreport.com/2013/10/3-things-you-should-do-right-away-if.html?m=1 Best regards, Sam Kirkendohl Financial Preservation Specialists 516 West Ave North Augusta, S.C. 29841 803.640.0797...

View Article

Image may be NSFW.
Clik here to view.

Do you own your Driving Record?

A Quick, Efficient Way to Own Your Driving Record As a regular driver, there’s a chance that during your time on the road, you have acquired parking tickets or experienced the unfortunate incident of...

View Article


Image may be NSFW.
Clik here to view.

Happy Veterans Day!

View Article

Image may be NSFW.
Clik here to view.

MOODY’S DOWNGRADES 4 U.S. BANKS ON FEDERAL SUPPORT REVIEW

MOODY’S DOWNGRADES 4 U.S. BANKS ON FEDERAL SUPPORT REVIEW BLOOMBERG NEWS Moody’s Investors Service cut its ratings on four of the biggest U.S. banks after deciding the government would be less likely...

View Article

Image may be NSFW.
Clik here to view.

When a plan works!

As my family and I enjoyed the firework show at the Magic Kingdom, I was thinking about the timing of everything that was going on. How each light, sound, pyro detonation, person/persons part took...

View Article


Image may be NSFW.
Clik here to view.

The essence of retirement

The very essence of retirement is freedom: freedom to travel freedom to pursue activities one did not have time for while working freedom to go where one wants and when one wants These perks of...

View Article


Image may be NSFW.
Clik here to view.

QCD’s… What is this?

Don’t’ forget to take advantage of this, if you’re 70 1/2, and are looking to lower your taxes for this year. It may not be available next year, unless congress votes it back in! If you are an IRA...

View Article

Image may be NSFW.
Clik here to view.

No cost of living increases, cuts, retirement age increase.

The article below is about a bailout of another city’s pension plan. You must ask yourself, if you have a pension, what about mine? Will it be next? Will the government follow suit on other pensions?...

View Article

Image may be NSFW.
Clik here to view.

Your ugliest sweater!

As the Christmas holiday approaches us, I can’t help but to talk about the “Ugly Sweaters”! Seems this time of year, especially for the gentleman folk, we forget how some sweaters were just not meant...

View Article

Image may be NSFW.
Clik here to view.

Boxing Day

Does Boxing Day Have Anything To Do with Boxing? In the U.S., the word boxing usually refers to two athletes stepping into a padded ring, each having the intention of knocking the other off his feet....

View Article


Image may be NSFW.
Clik here to view.

Breaking News!!

So thankful my clients do not have to fret such news as this on a daily basis. The market roller-coaster is not an amusement park ride, it is an emotional cycle of love and hate. The Dow is down 200...

View Article

Image may be NSFW.
Clik here to view.

It is not a penalty, it is an incentive!

From the inception of the income tax, the general rule has been that accumulations of income under an annuity contract are not subject to current income tax. This annuity tax deferral rule has also...

View Article


Image may be NSFW.
Clik here to view.

LIFE Lessons Scholarship Application | Life Happens

Sam Kirkendohl Wealth Manager Financial Preservation Specialists 516 West Avenue North Augusta, S.C. 29803 803.640.0797 samkirkendohl www.financialpreservationspecialists.com...

View Article

Image may be NSFW.
Clik here to view.

HOW INDEXED INTEREST IS CREDITED IN FIPs

The distinguishing feature of Fixed Indexed Products (FIPs) is that the owner earns a rate of interest derived by reference to an index. This section describes the process of how insurance companies...

View Article


Image may be NSFW.
Clik here to view.

Insurance Company’s Risks

The insurance company has to invest and cover two types of risks: the guarantee of the floor and the guarantee of the excess interest resulting from positive changes in the applicable index. An...

View Article

Image may be NSFW.
Clik here to view.

The Annuity Option

The Annuity Option Annuities protect a person against living too long. More specifically, annuities protect against the risk that someone will live so long that he or she will use up the assets that he...

View Article

Image may be NSFW.
Clik here to view.

19323_Annuity_vs_CD_Consumer.indd

http://custommarketingcenter.dmplocal.com/dsc/collateral/19323.pdf 19323.pdf Best regards, Sam Kirkendohl Financial Preservation Specialists 516 West Ave North Augusta, S.C. 29841 803.640.0797...

View Article

Image may be NSFW.
Clik here to view.

SSA Offers Early Out

SSA offers early outs By FederalDaily Staff February 03, 2014 The Social Security Administration is offering early outs to eligible employees, reports Government Executive. Under a voluntary early...

View Article


Image may be NSFW.
Clik here to view.

Be careful of 401(k) fees, advises SEC

By Dan Berman The Securities and Exchange Commission issued a bulletin warning investors to be aware of just how much fees they are charged on investments, including those levied on 401(k)s and other...

View Article


Image may be NSFW.
Clik here to view.

The Socioeconomics of Justice and Righteousness

The Socioeconomics of Justice and Righteousness - This is only one of many Old Testament passages calling for the combination of justice and righteousness. Justice makes sense to us, but the concept of...

View Article

Image may be NSFW.
Clik here to view.

THE ART OF NOT LISTENING

Sam Kirkendohl:Those who seek, shall find! Originally posted on reMARKable: Anyone who knows me well knows I subscribe to Proverbs. One in particular that has helped me tremendously over the years is,...

View Article

Image may be NSFW.
Clik here to view.

Creating Money Transparency in a Relationship

Link: http://theheavypurse.com/creating-money-transparency-in-a-relationship/

View Article


Image may be NSFW.
Clik here to view.

The Slott Report

LEGAL UPDATE: 60-DAY IRA ROLLOVERS AND INHERITED IRAS IN BANKRUPTCY Interesting things are happening in the courts with regard to retirement plans, specifically 60-day IRA rollovers and inherited IRAs...

View Article

Image may be NSFW.
Clik here to view.

Proposal outlines new civil service framework

Federal Daily News Proposal outlines new civil service framework By FederalDaily Staff April 02, 2014 The Partnership for Public Service has released a new report calling for sweeping changes to the...

View Article

Image may be NSFW.
Clik here to view.

Why ‘Radical’ Annuity Change In U.K. Interests The U.S. Market

In a radical change to its 90-year-old retirement system, the United Kingdom plans to decouple annuities from retirement plans. Annuity professionals in the United States can glean some takeaways from...

View Article

Image may be NSFW.
Clik here to view.

Boehner pushes for VA accountability bill

Boehner pushes for VA accountability bill House Speaker John Boehner (R-Ohio) has thrown in with supporters of legislation that would give the secretary of the Department of Veterans Affairs the...

View Article



Image may be NSFW.
Clik here to view.

Federal employment continues to shrink

Federal employment continues to shrink The federal government shed around 9,700 jobs overall last month, according to preliminary numbers from the Bureau Labor Statistics. By FederalSoup Staff APR 07,...

View Article

Image may be NSFW.
Clik here to view.

Insourcing can remedy gender pay gap for federal employee’s

Union leader: Insourcing can remedy gender pay gap One labor leader is suggesting a way for President Obama to narrow the gender pay gap: Hire more federal employees to do some of the work now done by...

View Article

Image may be NSFW.
Clik here to view.

MarketWatch – This stock market needs a correction

This stock market needs a correction http://on.mktw.net/1eer2hm Sent from the MarketWatch app. Download for free at http://www.marketwatch.com/mobile Best regards, Sam Kirkendohl Financial Preservation...

View Article

Image may be NSFW.
Clik here to view.

Report shows shrinking federal pay gap

Report shows shrinking federal pay gap The gender pay gap between male and female federal employees has declined significantly since 1992, according to a new study from Office of Personnel Management....

View Article


Image may be NSFW.
Clik here to view.

OPM pares back retirement claims backlog in April

OPM pares back retirement claims backlog in April The Office of Personnel Management received more retirement claims in April than it had forecast, but still managed to whittle down its accumulated...

View Article

Image may be NSFW.
Clik here to view.

More USPS Losses

The U.S. Postal Service recorded yet another quarter of net losses in spite of cost-cutting measures, and warned that without reform legislation it would miss yet another payment to prefund retiree...

View Article

Image may be NSFW.
Clik here to view.

Article: How to Evaluate Long-Term Care Facilities

How to Evaluate Long-Term Care Facilities http://www.foxbusiness.com/personal-finance/2014/05/15/how-to-evaluate-long-term-care-facilities/ Shared from Fox Business on Flipboard. Download Flipboard for...

View Article


Image may be NSFW.
Clik here to view.

Article: Stocks are telling you a bear market is coming

Stocks are telling you a bear market is coming http://www.marketwatch.com/story/stocks-are-telling-you-a-bear-market-is-coming-2014-05-14 Shared from MarketWatch on Flipboard. Download Flipboard for...

View Article


Image may be NSFW.
Clik here to view.

Interesting content on ProducersWEB

Check this out: Why do so many try to discredit what they don’t understand?Maybe they’re trying to take the spot light off of themselves. I find it a waste of time for me to spend my days blasting...

View Article

Image may be NSFW.
Clik here to view.

Share article

When do we get off the Fed treadmill? http://www.cnbc.com/id/101829602 Sent from Real-Time StockTracker Best regards, Sam Kirkendohl Financial Preservation Specialists 516 West Ave North Augusta, S.C....

View Article

Image may be NSFW.
Clik here to view.

How to Filter the Financial Noise in Retirement | Next Avenue

http://www.nextavenue.org/article/2014-07/how-filter-financial-noise-retirement Best regards, Sam Kirkendohl Financial Preservation Specialists 516 West Ave North Augusta, S.C. 29841 (888)424-7293...

View Article

Image may be NSFW.
Clik here to view.

DOD to establish new performance appraisal system — FederalSoup.com

http://federalsoup.com/articles/2014/07/30/dod-to-establish-new-performance-appraisal-system.aspx?s=FD_310714&m=2 Best regards, Sam Kirkendohl Financial Preservation Specialists 516 West Ave North...

View Article


Image may be NSFW.
Clik here to view.

Affluent annuity owners most confident about retirement

Nearly nine out of 10 annuity owners in a recent study said that they were confident about their lifestyle in retirement. The study, from the LIMRA Secure Retirement Institute, polled 2,000 consumers...

View Article

Image may be NSFW.
Clik here to view.

I read this interesting article: When Life Happened, Insurance Was There

When Life Happened, Insurance Was There http://www.lifehappens.org/blog/when-life-happened-insurance-was-there/ Best regards, Sam Kirkendohl Financial Preservation Specialists 516 West Ave North...

View Article


Image may be NSFW.
Clik here to view.

U.S. 10-Year Notes Gain for a Fifth Day Amid Concern on Economy

U.S. 10-Year Notes Gain for a Fifth Day Amid Concern on Economy NOV 26, 2014 (Bloomberg) — Treasuries gained, sending 10-year yields a one-month low, as jobless claims rose, business- equipment orders...

View Article

Image may be NSFW.
Clik here to view.

Holiday Tips for managing your budget

7 Tips to Keep You On-Budget This Holiday Season Posted: 11/14/2014 2:47 pm EST  Updated: 11/14/2014 2:59 pm EST  By Paula Pant, WiserAdvisor.com It’s that time of year again. Stores are running...

View Article


Image may be NSFW.
Clik here to view.

How to Save Future Generations From Financial Illiteracy

How to Save Future Generations From Financial Illiteracy Kids are in danger of repeating their parents’ money mistakes. Teaching kids money concepts of saving and spending at a young age is necessary...

View Article

Image may be NSFW.
Clik here to view.

Retirement Planning

Retirement Planning at a Glance image\toptopic.jpg Retirement planning is the process of planning for one’s income needs during retirement. Usually, there are three main sources of retirement income—...

View Article

Image may be NSFW.
Clik here to view.

Are you planning now for college?

Let us take a look at some staggering numbers. Below is a statistic done on a comparison of college tuition just a few years ago to now. See below. “According to College Board, the average total...

View Article

Image may be NSFW.
Clik here to view.

ROTH IRA

How the Roth IRA Works Eligible individuals (people with earned income, and adjusted gross incomes below specified amounts) can make nondeductible contributions to Roth IRAs up to a specified annual...

View Article


Image may be NSFW.
Clik here to view.

Why choosing the “right” custodian for your IRA is very important

Choosing where to place your assets for retirement not only effects you, but your heirs too! Don’t make it a burden on the ones you’re trying to protect when you are not around. I’m not a big fan of...

View Article

Browsing latest articles
Browse All 122 View Live




Latest Images